BFN405BANK LENDING AND LOAN ADMINISTRATION

BFN405 provides an in-depth exploration of the processes and practices involved in bank lending and loan administration. The course covers key areas such as the loan origination process, credit analysis, loan approval procedures, and risk assessment techniques used by banks to evaluate borrowers. Students will learn about the different types of loans, including personal loans, business loans, and secured loans, as well as the legal and regulatory frameworks that govern lending practices in various jurisdictions.

In addition to the loan origination process, the course delves into loan monitoring and management throughout the loan lifecycle, including repayment schedules, loan modifications, and default management. Emphasis is placed on understanding the role of collateral, interest rates, and covenants in loan agreements, and how banks manage credit risk. By the end of the course, students will be equipped with the knowledge and skills required to manage lending portfolios, assess creditworthiness, and administer loans effectively within the banking sector.